Health Insurance Markets

Competition

The focus of competition in health care markets is shifting from a model in which agents—including insurers and employers—act on behalf of consumers to one in which consumers are expected to act for themselves. In the emerging model, many employers are looking to reduce their roles, while patients are bearing an increasing share of the financial consequences for choosing providers and treatments appropriately. IHP’s work examines what is needed for either the agency or consumer-centric model to work well and seeks to inform policymakers by encouraging comparisons of these models to focus not on theory but on likely real-world outcomes.

For more information please contact Laura Tollen.

Publications September 2006 The Power of Consumer Choice Laura A. Tollen and Jon Stewart Kaiser Permanente Institute for Health Policy, Oakland, CA September 7, 2005 Competition in Health Care: It Takes Systems to Pursue Quality and Efficiency, Alain C. Enthoven and Laura A. Tollen, Health Affairs Web Exclusive: W5-420 – W5-433. November/December 2005 The Delivery System Matters Francis J. Crosson, Health Affairs, Vol 24, Issue 6, 1543-1548 November/December 2005 Competition And New Technology Mark V. Pauly, Health Affairs, Vol 24, Issue 6, 1523-1535 November/December 2005 Competition In Health Care: Its Evolution Over The Past Decade Paul B. Ginsburg, Health Affairs, Vol 24, Issue 6, 1512-1522 November/December 2005 Coordinated Agency Versus Autonomous Consumers In Health Services Markets Bryan E. Dowd, Health Affairs, Vol 24, Issue 6, 1501-1511 November/December 2005 Consumer-Driven Health Care: Just A Tweak Or A Revolution? Greg Scandlen, Health Affairs, Vol 24, Issue 6, 1554-1558 November/December 2005 Managed Consumerism In Health Care James C. Robinson, Health Affairs, Vol 24, Issue 6, 1478-1489 November/December 2005 Reviving Managed Care With Health Savings Accounts Mark A. Hall and Clark C. Havighurst, Health Affairs, Vol 24, Issue 6, 1490-1500 November/December 2005 Which Way For Competition? None Of The Above Robert A. Berenson, Health Affairs, Vol 24, Issue 6, 1536-1542 November/December 2005 Why Employers Need To Rethink How They Buy Health Care Robert S. Galvin and Suzanne Delbanco, Health Affairs, Vol 24, Issue 6, 1549-1553

Events and Panels/Presentations